The BEF is NOT designed for job loss

It’s for the fridge going out, or the car breaking down, or a burst pipe in your basement. The FFEF(step 3, 3-6 months of expenses) is the one that you would turn to in case of a job loss. If you want to make the BEF $1500 or $2000 based on your level of concern, that’s cool. I wouldn’t suggest more than that, though.