With the economy the way it is now, there are tons of people out of work. So if I were an HR person I might have 200 applicants for a job I post. Instead of taking the time to contact a person who has bad credit to ascertain the reason, it’s much easier to pitch it and move on to the next one. It’s an employer’s market right now in many areas. Now if it was a field or a position that has very FEW candidates, they might actually take the extra time, because they would need to look at EVERYONE who was qualified.