Yes, I understand it’s not for job loss

However we have had plenty of people post here of Murphy hits that came one after the other in a short time. You know that old saying (and truth to many) that trouble comes in three’s. Individually a $500 hit can easily be covered by $1000 but 3-4 of those hits in a couple of months or less is difficult to cover with $1000.

I would say though that about $2000 – $2500 for most people would be sufficient.